To Journal or Not To Journal? That Is The Question.

At least that's the question every Alabama Notary must answer for him and herself.  Why?  You think the answer is obvious, right?  Well, it isn't in the State of Alabama.  You see, in Alabama, the Notary's role and responsibilities are outlined in the Code of Alabama.  And it doesn't matter whether you read the Code from ten years ago, or the Code as it is today after several changes, you won't find any mention of a Notary Journal being a requirement.  Whether this is an oversight on lawmakers' part, or not, many Notaries interpret this to mean that keeping a journal of their acts isn't require, or optional, at best.

When looking to notary laws in states like California, Maryland, New York, it's clear that a Journal is required.  Even our notary neighbors in Mississippi have rules that address journal keeping.  So you see, it isn't another one of those North vs. South things at all.  Mind you, Alabama isn't the only state that doesn't require its notaries to record their activities.  Lawmakers in the State of Florida have been considering making journals a requirement (HB 0407).  As of two weeks ago, it was announced that HB 0407 died before reaching the senate floor.  Ask Florida Notaries how they feel about the matter, and they seemed to be split - some for the requirement and others against it for different reasons.

For members of Notaries for Alabama, maintaining an official record of our actions makes good sense.  It is considered to be an industry best practice by the nation's largest notary association, the National Notary Association (NNA).  In their booklet, 12 Steps to a Flawless Notarization, the NNA writes, "A detailed journal of notarial acts is the Notary's best defense against lawsuits, because it can prove that Notary used reasonable care" (Page 34).

If this were a research paper I would need to go into explaining what reasonable care is...yada, yada.  But it isn't.  This is a blog and I've written way more than I had intended to write already.  Personally, on two separate occasions, I believe my Journal kept me from having to testify in court when documents notarized by me were later contested by the signer's family members.  My journal reminded me of the date, time, document, notarial act, and signer identification info.  For one entry, I had even included notes of comments made by the signer that reassured me, at the time, that he knew full well what he was doing.  Once I shared this information with the attorneys, in writing and verbally, it was decided there was no need for me to appear in person for any other part of the hearings.

Maintaining a Journal causes the notary to slow down and record information each time he/she applies the seal to a document.  It prompts or reminds the notary to examine the signer's identification and record the the ID #. The journal prompts notaries to indicate whether the act he/she is performing is a Jurat or Acknowledgement - which in turn serves as a reminder (when appropriate) to place the signer under Oath. Trust me, I had no desire to spend time at a courthouse, sitting in a witness chair answering questions about an appointment that happened nearly a year earlier.

A Journal is one of the first things that the Notary's insurance company will ask about when it receives a claim naming the Notary in a lawsuit.  Members of Notaries for Alabama will learn more about this on September 18th when a representative from an Alabama insurance agency will speak to the group on "Notary Bond and Error and Omissions Insurance:  What Every Notary Should Know, But Doesn't".

For me, the decision is an easy one.  I've never been one to gamble and my luck so far has been mediocre.  I will continue to maintain a Journal whether the State of Alabama requires it or not.  Notaries for Alabama considers journalkeeping to be a wise decision and it is strongly encouraged.  This is what we teach in our training classes (Notary Basics:  Training for Alabama Notaries).  This is what we promote each and every time we have the opportunity to do so.  What's your decision?

If you're an Alabama Notary and would like to attend our networking meetings in and around central Alabama, or learn more about proper notarization techniques through formal training, contact our group by visiting our websites, or by calling or emailing us:  (205) 626-9399 and Notaries4Alabama@Gmail.com. We'd love to connect with you.  You can also find us on Twitter, Facebook and Google+.

Do you know an Alabama Notary who could benefit from training?  If so, Notary Basics:  Training for Alabama Notaries will be conducted on Friday, June 27th from 10:00 am to 2:00 pm at the Homewood Public Library.  The fee is $35.  For more information or to register, send us an email or check us out here.

Neither Rain, nor Sleet, nor Snow...the mail must go through.

More than three hundred Jefferson County notaries have heard about Notaries for Alabama since its inception one year ago.  Some received a postcard, others an email or personalized letter.  We've been reaching out to Alabama's Notaries in a variety of ways offering basic notary training, mentors, clinics and opportunities to meet and network with other notaries.

With more than twenty-two thousand commissioned notaries in the State of Alabama, we are a very long way from our goal of contacting each and every one.  The response so far has been mixed.  Most are thrilled to learn that there is finally a place to call or go to with general questions and inquiries.  Some have no interest in doing anything more.  A few can't wait to attend the next meeting or training session.

Two months ago, on Friday, February 28th, Notaries for Alabama conducted its first Notary Basics Training class.  Students learned how to notarize documents correctly in Alabama.  Sounds simple, right? Not necessarily.  Although it isn't rocket science, there are different notorial acts (Acknowledgement, Jurat, Certification, to name a few) and each one requires the notary to do something slightly different. Feedback from Notary Basics students was overwhelmingly positive.

If you hold an active notary commission, you don't have to wait to receive one of our letters or postcards.  In fact, you don't have to be a notary.  We offer training and mentoring classes, and will be hosting a community service event in November.  Our group's website is NotariesForAlabama.com. You can also reach us by phone at (205) 626-9399, on Facebook, Twitter and on Meetup.com.  Connect with us.  You'll be glad that you did.

The Right Message at the Right Time

When I announced that Notary Basics for Alabama Notaries - a notary training class - would use the National Notary Association's (NNA) "Twelve Steps to a Flawless Notarization" as its primary textbook, I was asked why.  My answer was simple:  Cost and Content.

For less than ten dollars, "Twelve Steps" provides the most amount of information for the least amount of money.  The NNA makes it plain in the Introduction:

                             "The purpose of this book is to explain the critical elements of proper
                               notarization and to help Notaries use reasonable care".  [Page 6]

In other words, the NNA made the decision to focus on what really matters - the basics.  And, in my opinion, they did an exceptional job.  By covering less information the author's were able to go "deeper" and in greater detail, while still leaving room for each state's requirements to be added without taking anything away from "Twelve Steps" and visa versa.  "Twelve Steps" is a soft-back book - light enough and small enough to carry easily in a notary bag.  Not a bad idea for new notaries.

While "Twelve Steps" is perfect for covering the basics - we at Notaries for Alabama knew it was equally important for Notary Basics to include Alabama-specific requirements.  For that, we turned to "A Manual for Notaries Public in the State of Alabama" - a document few Notaries know anything about.  It was published by The Young Lawyers' Section of The Alabama State Bar.  The last copyright date was 2007. Although some information is out of date (i.e., it refers to a $10,000 bond requirement, when it was increased to $25,000 two years ago); it has timely information concerning Oaths, Journal Keeping and Notary Liability.  As the Lead Trainer for Notary Basics for Alabama Notaries, I feel confident that students will leave the class with more knowledge and skills than they had when they arrived.

Notary Basics training will be held on Friday, February 28, 2014 from 9:30 am - 4:30 pm at the Homewood Public Library, in Homewood, Alabama.  The cost is $35.

If you're a first-time Notary Public, or a commissioned Notary who never received formal training, Notary Basics may be right for you.  For more information, call (205) 626-9399.  You can also register online at Meetup.com.

Notaries, Do You Know Where YOUR Stamp or Embosser Is?

It's been over twenty years since I heard the famous Public Service Announcement that aired on American televisions around 10 pm at night, "Do you know where your children are?"  It was was an attempt on the part of a New York news station to bring attention to youth violence and hold parents accountable for their kid's activities and whereabouts.  Did it make a difference? Perhaps.  It definitely made an impact and was frequently quoted.

Which is why I pose a similar question to Notaries Public.  "Do you know where your notary stamp or embosser is...right this minute?"  Is it in an unlocked desk drawer at work, unattended?  Is it in the glove compartment of you unlocked vehicle?  Did you leave it somewhere and you purchased a replacement?

People, including Notaries, underestimate the power of the notary stamp/embosser.  Once applied to signed documents, the stamp/embosser can change the legal ownership of property, authorize a person to have control over your bank accounts, permit an adult (other than a parent) to take a minor child out of the country.  The stamp/embosser is a force to reckon with.

Which is why it's so important for Notaries to secure their equipment each and everyday.  An honest and responsible Notary Public will do everything in his or her power to make it difficult for fraudsters to steal the notary's identity and/or notary tools.  Notaries:  Don't be careless.  Don't use poor judgement.

Today I learned about an investigation of a notary public and others in Kansas City, MO.  I hope authorities in that state investigate the allegations and get to the bottom of what really happened, and prosecute accordingly.  Here's a link to the new story, and an interesting video.  I hope the link works.  If not, try copying it (KSHB.com)

   http://www.kshb.com/dpp/news/local_news/investigations/investigation-of-apparent-real-estate-fraud-scheme-questions-if-notary-signatures-were-forged

Notary Basics: Training for Alabama Notaries

"An investment in knowledge pays the best interest".

- Benjamin Franklin

In just a few weeks, Alabama Notaries will have an opportunity to test Franklin’s assertions. Notary Basics for the Alabama Notary Public is a six (6) hour, classroom-based, live training that will be held at Homewood's Public Library, in Birmingham, Alabama, on Friday, February 28, 2014 from 9:30 - 4:30 pm.

Notary Basics is ideal for first-time notaries, or commissioned notaries who have never received training. Students will leave the class with reference material and knowledge of how to complete accurate notarizations in accordance with Alabama requirements.  The cost is: $35.  Registration is required in advance of the training class.

To register, send an email to Notaries4Alabama@Gmail.com.  Make sure you include:
1.  Your first and last name
2.  Phone Number
3.  Email Address
4.  Home/Resident County in Alabama (for Commission requirementgs)

To learn more or register online, go to http://www.meetup.com/Alabama-Notary-Training/.  You can also call (205) 626-9399.

Looking Back But Moving Forward

November 7 has come and gone.  Birmingham, Alabama celebrated its first National Notary Public Day thanks to the dedication and hard work of the members and 2013 Leadership Team of Notaries for Alabama.

We were fortunate to have the support of several community leaders.  The Honorable Jim Bennett, Alabama's Secretary of State, and State Representative Rod Scott (55th District) were both in attendance, as well as a representative from Mayor Bell's office.  Birmingham's Mayor William Bell, issued a special Proclamation recognizing Notary Day in Birmingham.  Notaries for Alabama also received a letter of support from State Senator Tammy Irons (1st District).

Our event was held at the Birmingham Public Library, located downtown.  The staff at the Library were generous and gracious by accommodating us free-of-charge.  Notaries for Alabama offered free notary services for eight hours.  Turnout, unfortunately, was light.  At last count we notarized documents for ten individuals from the surrounding area.  We were happy when several notaries from the community dropped by and expressed an interest in joining the group. Two of them have become active members.

National Notary Public Day on November 7th will continue to be an important date for Notaries for Alabama.  In a just few months, plans will be underway again to plan a community service project for 2014. We hope you're join us!

It's Almost Here! National Notary Public Day 2013

On Thursday, November 7th, National Notary Public Day will be recognized across the United States.  For a mere twenty-four hours, citizens will be asked to acknowledge and thank the men and women who are commissioned Notaries in their community.

If you've been following my Blog you know that earlier this year I had an idea.  Instead of giving lip service to this Day of Recognition, why not give it...give them (the notaries) the attention, the kudos, the appreciation, the 15 Minutes of Fame (or twenty four hours, depending on how you look at it) they deserve?  What if Alabama took this day to heart and did something nice?

A few months ago I spoke with a representative from Alabama's Secretary of State office.  I was shocked - blown away - to learn that at last count, the state had more than 22,000 notaries with active commissions.  Did you hear me?  22,000!  That's....incredible!  That's a lot of notary! So...what started as an idea gave way to:

Notaries4Alabama (N4A) Birmingham's 1st Notary Public support group.  We've been meeting monthly since May 2013 at Homewood Public Library.  Just over forty men and women have joined the group.  We've invited leaders from the community to attend our meetings and talk about notary topics.  I'll Blog later about the training and mentoring that's been going on.  If you're an Alabama Notary Public and want to learn more about N4A, you can find us on Meetup.com.  You can click here Notaries-for-Alabama Support Group.

That was the icing on the proverbial cake.  Remember, the initial idea was to host a Notary Day event on November 7th for the Notaries. Well...we're doing that, too!  But instead of just doing something nice for Notaries, the Notaries are doing something nice for the community-at-large.  Check this out!

FREE Document Notarizations

 

In recognition of
National Notary Public Day

 

Thursday, Nov 7th 10am - 6pm
Birmingham Public Library (Near Courthouse)
2100 Park Place, Birmingham, AL

 

Open to the General Public
Bring your un-signed forms, and Government-issue ID.

Expert Notaries will notarize your forms.
NO real estate-related documents, please.

Walk-Ups OK.  No appointment necessary.

 

Alabama Notaries can register for exciting gifts in our Notary Raffle and learn about Notaries4Alabama, a support group for Central Alabama Notaries.

 

 

For more information about this Birmingham, Alabama's #NotaryDay2013, contact Notaries4Alabama: 

 

Telephone:  (205) 626-9399

Email:  Notaries4Alabama@Gmail.com

Web:    www.NotariesforAlabama.com

Twitter:  @NotariesAlabama