Alabama SB 54 - More than just a Senate Bill for Notaries

It's been nearly six years since Senate Bill 54 became law in January 2012, affecting thousands of notaries throughout Alabama.   So why blog about it now?  Well, it isn't the first time and it won't be the last because there are still hundreds, if not thousands, of notaries who never heard of it.

SB 54 is important because it is the only document that outlines Alabama's current Notary Public duties and requirements.  Everything else that existed previously was replaced by SB 54.  If a notary still relies on instructions and handbooks dated prior to 2012, she's using outdated information which could pose problems down the line.

Most notaries will have tons of questions after reading the law. It is silent about the use of notary journals, credible witnesses, and copy certifications.  It does address the notary fee increasing to $5.00; but says nothing about the types of ID notaries should accept to identify signers, and if we can notarize for family members.

As someone who notarizes 10-20 signatures a week, and trains other notaries, I find the lack of a true handbook to be frustrating and challenging.  If I teach class strictly by what's outlined in SB 54, it would take less than thirty minutes, and notaries still wouldn't know the difference between an Acknowledgement, Jurat and Copy Certification (the three most common notarial acts).  So instead, I combine Alabama Notary Law (SB 54) with nationally-accepted, notary best practice.  I am careful to explain the difference to students and let them decide how to proceed.  For now, it's the best I can do.

A copy of SB 54 in its entirety is found on our website (Notaries for Alabama).  For more information about notary classes and other events, call our office or join us on Facebook where we have a private group, and where all commissioned Alabama notaries are welcome.

The Importance of Networking for Professional Notaries

I was reminded earlier this month of the importance and benefits of networking with others.  Our office at Notaries for Alabama receives about ten calls every week from people looking for a notary public.  Since I no longer reside in Jefferson County, Alabama I've been referring those requests to notaries in that area. I have a list of men and women who provide traveling notary services in Birmingham, Montgomery, Mobile and Huntsville.

Last week a call came in from an attorney who was in a bind. He needed an experienced notary to meet with him, nurses, doctors and other professionals for 1 1/2 days screening potential clients for a case.  The notary would notarize signatures on Affidavits.  He was offering $25 per hour.

I thought about accepting the assignment myself. I didn't have any appointments scheduled for those days and the work sounded interesting.  The problem, however, was that it would take me 1 1/2 hours to drive from my home to Jefferson County one-way. When I calculated the gas and time on the road for the trip there and back just didn't make sense.  So I sent a text to the list of notaries I knew who covered that area.  Everyone on the list is affiliated with Notaries for Alabama in some form or fashion. Some are paid members of the group and have been for 2-3 years.  Others, are former students of Notary Basics - a 4 1/2 hour training class sponsored by Notaries for Alabama.  Everyone on my list had asked me to send work their way when requests came in  Thankfully, a guy who had attended a recent Notary Basics training class was interested in the assignment.  He was also a notary signing agent  I gave him the attorney's name and number and told him the fee the attorney offered and then explained it was up to him to accept the attorney's fee or set his own fee.  Later that night I received a text from the attorney thanking me for locating the notary.

Fast forward to three days ago.  I was back in Birmingham for our notary group's final membership meeting for the year.  Notaries for Alabama has been holding meetings in Birmingham since 2013. The notary who took the assignment was there. It was his first member meeting.   I hadn't talk to him since I referred that job to him.  During a break he thanked me again for the work.  I asked him to tell the group about it and he did.  He said once he had a better understanding of what was required of him and the scope of the project he asked the attorney for more money. When he left the assignment he had earned just a little more than $1,000.00 - for 1 1/2 days of notary work.  Not bad, right?

Notaries for Alabama has been in existence since 2013. Its main objective was and continues to be to provide training, mentoring and networking opportunities to Alabama's notaries.  We've accomplished that and more.  If you are a notary or are interested in becoming one, make sure we have your name and email address so that we can make you aware of training and networking events around the state. If you aren't connected to other notaries, or to a notary group or association you're missing out.

Make sure you're connected in 2017.  You can reach us at www.notariesforalabama.com.

Notaries are "kind, smart, and important".

Last year at this time a small group of Birmingham Notaries were gearing up for a big celebratory event - National Notary Public Day, on November 7th.

Perhaps you saw us - racing through town to pick up our newly designed tee-shirts.  We may have passed you on Richard Arrington Jr. Blvd as we hurried downtown to the Birmingham Library to decorate.  Or, maybe you were one of the lucky ones who stopped by the Library on November 7th to take advantage of our free notary services.  It was a big deal. Elected Officials stopped by.  Proclamations were read. Speeches were made.  Signatures were notarized.

This year, our notary group, Notaries for Alabama, is gearing up once again to bring attention to the important role notaries play, not only in Birmingham, but all across Alabama.  It's a role that carries a lot of responsibility but rarely gets much recognition.

On Tuesday, November 4th, we will host a "Notary Clinic" for 25-30 small business owners, who are notaries or employ notaries. On Saturday, November 15th, Notaries for Alabama will provide a delicious lunch to the women and children of a local shelter. We want them to know that Alabama Notaries care about them.

Are there Notaries in your office?  If so, stop by their desk or office this week and let them know you appreciate them.  A "thank you" will suffice, but if you really want to make an impression, take a few minutes and ask them how they use their Notary Commission at work.  You just might be surprised by what you learn.

Are you a Notary?  Whether you reside in Alabama, Indiana, Maryland, Ohio, New York, or somewhere else, there's a good chance there are events planned for you this week.  Just check with your local notary association, or Secretary of State office.

It isn't a Holiday.  There are no gifts to unwrap or turkey to carve.  But it is an important day that recognizes important men and women, who perform a very important role in our communities.  Tell a Notary that you care.

National Notary Public Day will be recognized across America on Friday, November 7, 2014.  Events will be held beginning today through the end of the month.

*Note:  In the above photo taken 7-November 2013 (from left to right): Michelle Riley, Founder, Notaries for Alabama; The Honorable Jim Bennett, Alabama Secretary of State; Willie Osborne, Notaries for Alabama; Mr. Charles Long, Birmingham Mayor's Office, State Representative Rod Scott (55th District); and Harriette Littleton, Charter Member, Notaries for Alabama. 

"To Whom Much Is Given, Much is Required" - Except for Alabama Notaries

As a rule, I try and keep religion and business separate. It was advice given to me years ago, and it's served me well so far.  Although the lines between religion and business are often blurred here in the Bible Belt, I tend to err on the side of caution and keep the two separate.  But today I feel a need to venture into grey matter and quote a familiar Bible text:  Luke 12:48, KJV.

"But he that knew not, and did commit things worthy of stripes,
shall be beaten with few stripes.
For unto whomsoever much is given, of him shall much be required:
and to whom men have committed much, of him they will ask the more".

In my family, when the elders quoted this text, it served as a reminder that a three-year old cousin might be excused for throwing a tempter tantrum in church, but don't let a thirteen year old try it.   This text served another purpose.  Those of us with talents like singing, playing an instrument, or having keen memorization abilities, were expected to use our "God-given-gifts" at church, school and in the community.  To do otherwise would be considered dishonorable, and, yes, a sin.

So what does this have to do with notaries?  Hear me out.

Being a Notary in any state brings with it a lot of responsibility. A notary's signature and stamp on a piece of paper carries a lot of weight.  Depending on where you live, it's required to adopt a child and give up a child. Going on vacation?  If both parents aren't traveling and trip is to take Little Bobby outside the U.S.?  You need a notary.  Selling a car or a house?  Notary.  Wills, Affidavits, Power of Attorney. Dial 1-800-Notary. Birth, Marriage and Death Certificates all require a notary's stamp. I'm serious. Take a look at yours. And the list goes on.

So, how does the notary learn the proper steps to follow when executing his/her duties?  Well, in Alabama that's left entirely up to the Notary.  Alabama doesn't require any training.  Nope.  None. Nada.  No kidding.  Some notary's look for training online or locally.  Others ask other notaries what to do.  And a few just wing it. I'm not making this up.

And how do Alabama Residents know for sure whether the notary they go to knows what he/she is doing? Most won't know until it's time to execute the form, and sometimes that's too late.  How do I know all of this?  Because not only am I an Alabama Notary, but I also need my signature notarized on documents from time to time.  I cringe when a Notary fails to place me under oath even though the form requires it.  More than once I've had to tell the notary what information should be printed by him/her on the blank lines of the notary certificate.  Talk about awkward. Why give a person's position so much authority and not require training is beyond me.

Christ is speaking in Luke 12:48 and He suggests mercy will be shown to the sinner who unknowingly errs.  I hope when a notary's mistake comes to light, the Alabama's judicial system will be equally merciful.

Two years ago, The Alabama Code - Notary Section was amended (SB54, enacted in January 2012 ). Among other things, it increased the notary fee from fifty cents to five dollars. A step in the right direction, right?  But, wait.  SB 54 also did away with the requirement to have notaries maintain a record/journal of documents they notarize, and the name of the person(s) signing the form.  One step forward and two steps back. SMH.

Apparently, the wheels of Alabama's justice system seem to be turning quite nicely despite the lack of notary training.  I have not heard of any major problems in the News.  Have you?  So maybe I'm making a big deal for no reason. But if other states see the need to require training, or at least provide notaries with an instructional handbook, why not Alabama?  I'm just saying.

To whom much is given, much is required?  Ummm...I don't know.  Maybe.  But when it comes to notaries, I guess it depends on which state you reside.

Neither Rain, nor Sleet, nor Snow...the mail must go through.

More than three hundred Jefferson County notaries have heard about Notaries for Alabama since its inception one year ago.  Some received a postcard, others an email or personalized letter.  We've been reaching out to Alabama's Notaries in a variety of ways offering basic notary training, mentors, clinics and opportunities to meet and network with other notaries.

With more than twenty-two thousand commissioned notaries in the State of Alabama, we are a very long way from our goal of contacting each and every one.  The response so far has been mixed.  Most are thrilled to learn that there is finally a place to call or go to with general questions and inquiries.  Some have no interest in doing anything more.  A few can't wait to attend the next meeting or training session.

Two months ago, on Friday, February 28th, Notaries for Alabama conducted its first Notary Basics Training class.  Students learned how to notarize documents correctly in Alabama.  Sounds simple, right? Not necessarily.  Although it isn't rocket science, there are different notorial acts (Acknowledgement, Jurat, Certification, to name a few) and each one requires the notary to do something slightly different. Feedback from Notary Basics students was overwhelmingly positive.

If you hold an active notary commission, you don't have to wait to receive one of our letters or postcards.  In fact, you don't have to be a notary.  We offer training and mentoring classes, and will be hosting a community service event in November.  Our group's website is NotariesForAlabama.com. You can also reach us by phone at (205) 626-9399, on Facebook, Twitter and on Meetup.com.  Connect with us.  You'll be glad that you did.

Notaries, Do You Know Where YOUR Stamp or Embosser Is?

It's been over twenty years since I heard the famous Public Service Announcement that aired on American televisions around 10 pm at night, "Do you know where your children are?"  It was was an attempt on the part of a New York news station to bring attention to youth violence and hold parents accountable for their kid's activities and whereabouts.  Did it make a difference? Perhaps.  It definitely made an impact and was frequently quoted.

Which is why I pose a similar question to Notaries Public.  "Do you know where your notary stamp or embosser is...right this minute?"  Is it in an unlocked desk drawer at work, unattended?  Is it in the glove compartment of you unlocked vehicle?  Did you leave it somewhere and you purchased a replacement?

People, including Notaries, underestimate the power of the notary stamp/embosser.  Once applied to signed documents, the stamp/embosser can change the legal ownership of property, authorize a person to have control over your bank accounts, permit an adult (other than a parent) to take a minor child out of the country.  The stamp/embosser is a force to reckon with.

Which is why it's so important for Notaries to secure their equipment each and everyday.  An honest and responsible Notary Public will do everything in his or her power to make it difficult for fraudsters to steal the notary's identity and/or notary tools.  Notaries:  Don't be careless.  Don't use poor judgement.

Today I learned about an investigation of a notary public and others in Kansas City, MO.  I hope authorities in that state investigate the allegations and get to the bottom of what really happened, and prosecute accordingly.  Here's a link to the new story, and an interesting video.  I hope the link works.  If not, try copying it (KSHB.com)

   http://www.kshb.com/dpp/news/local_news/investigations/investigation-of-apparent-real-estate-fraud-scheme-questions-if-notary-signatures-were-forged

It's Almost Here! National Notary Public Day 2013

On Thursday, November 7th, National Notary Public Day will be recognized across the United States.  For a mere twenty-four hours, citizens will be asked to acknowledge and thank the men and women who are commissioned Notaries in their community.

If you've been following my Blog you know that earlier this year I had an idea.  Instead of giving lip service to this Day of Recognition, why not give it...give them (the notaries) the attention, the kudos, the appreciation, the 15 Minutes of Fame (or twenty four hours, depending on how you look at it) they deserve?  What if Alabama took this day to heart and did something nice?

A few months ago I spoke with a representative from Alabama's Secretary of State office.  I was shocked - blown away - to learn that at last count, the state had more than 22,000 notaries with active commissions.  Did you hear me?  22,000!  That's....incredible!  That's a lot of notary! So...what started as an idea gave way to:

Notaries4Alabama (N4A) Birmingham's 1st Notary Public support group.  We've been meeting monthly since May 2013 at Homewood Public Library.  Just over forty men and women have joined the group.  We've invited leaders from the community to attend our meetings and talk about notary topics.  I'll Blog later about the training and mentoring that's been going on.  If you're an Alabama Notary Public and want to learn more about N4A, you can find us on Meetup.com.  You can click here Notaries-for-Alabama Support Group.

That was the icing on the proverbial cake.  Remember, the initial idea was to host a Notary Day event on November 7th for the Notaries. Well...we're doing that, too!  But instead of just doing something nice for Notaries, the Notaries are doing something nice for the community-at-large.  Check this out!

FREE Document Notarizations

 

In recognition of
National Notary Public Day

 

Thursday, Nov 7th 10am - 6pm
Birmingham Public Library (Near Courthouse)
2100 Park Place, Birmingham, AL

 

Open to the General Public
Bring your un-signed forms, and Government-issue ID.

Expert Notaries will notarize your forms.
NO real estate-related documents, please.

Walk-Ups OK.  No appointment necessary.

 

Alabama Notaries can register for exciting gifts in our Notary Raffle and learn about Notaries4Alabama, a support group for Central Alabama Notaries.

 

 

For more information about this Birmingham, Alabama's #NotaryDay2013, contact Notaries4Alabama: 

 

Telephone:  (205) 626-9399

Email:  Notaries4Alabama@Gmail.com

Web:    www.NotariesforAlabama.com

Twitter:  @NotariesAlabama

Emergency Broadcasting System

When I was a little girl, growing up in Los Angeles, at least once a week, in the middle of cartoons, the tv channel I was watching would interrupt its programming to air this test.  It would show up on every channel at the same time (we only had four or five channels back then).  The Emergency Broadcasting System test was supposed to prepare everyone for the possible invasion of Communists or Aliens (I kid you not).  Fortunately, representatives from neither group never showed up and eventually, this test was replaced by something less annoying.

So what does this have to do with Notaries?  Well, the next few months will be a test of sorts for me and other Birmingham, Alabama Notaries.  As of today, thirty-one men and women have joined the ranks of Notaries4Alabama Networking Group.  Each member has indicated they are interested in forming a lasting group in support of notaries.  We will hold our third group meeting on Thursday, July 18th at the Homewood Public Library, in Homewood, Alabama.   Group leaders will be selected.  Tasks will be delegated.  Serious planning will start for our November Community Service Event (National Notary Public Day on November 7th).  There's a lot to accomplish.  This is definitely a test.

The members of Notaries4Alabama-Birmingham will find out first hand just how committed we are to this idea.  It sounds good, doesn't it?  What's not to like about notaries getting together once a month to obtain training, listen to professional speakers, meet mentors, and hear about new opportunities? It should work, right?

According to SmallBizTrends.com (http://smallbiztrends.com) small businesses in the services industry have a 47% failure rate within the first five years.  That's almost one out of every two companies.  Granted, this notary group isn't a formal business but there are similarities.  Enough similarities for me to be somewhat concerned.

Time will tell whether or not I'll be a successful leader of this group, and if the members are really up to the task at hand.  I sure hope so.  Just like most new ventures, including personal relationships, as time wears on the excitement starts to ebb just a bit.  It's easy to get distracted.  But instead of allowing these fears to overwhelm us, we should use them as motivation and inspiration. I think Dale Carnegie said it best:

"Inaction breeds doubt and fear.  Action breeds confidence and courage.  If you want to conquer fear, do not sit home and think about it.  Go out and get busy".